Treasury Basics

Treasury manages organizational cash: liquidity forecasting, FX hedging, nostro (our money at correspondent bank) and vostro (their money with us) accounts, and investment of surplus funds. Payment ops feeds treasury with settlement forecasts.

// Treasury cash position (simplified)
CashPosition position = CashPosition.builder()
  .operatingAccounts(bankBalances.sum())
  .nostroAccounts(correspondentBalances.sum())
  .pendingInflows(settlements.expectedIncoming())
  .pendingOutflows(settlements.expectedOutgoing())
  .fxExposure(fxService.calculateOpenPositions())
  .build();

// Liquidity coverage
if (position.getAvailableLiquidity().isBelow(threshold)) {
  treasuryService.initiateFundingTransfer();
}

// FX hedge example
ForwardContract hedge = fxDesk.bookForward(
  CurrencyPair.USD_INR, notional, maturityDate);